Looking For A Car Loan In California During March 2020?
Getting the best deal on an auto loan in California can save you a significant amount of money over the life of your loan. That’s why you need a partner who knows how to get you approved for the vehicle that you want at the lowest interest rate possible and without hassle.
The AllCreditCarLoans network of lending partners provides quick and easy auto loan decisions for all credit situations. Our lender partners are making more loans, approving buyers with lower credit scores, offering lower monthly payments and making larger loans than ever before. There has never been a better time to get an auto loan than right now.
By working with AllCreditCarLoans, you can get preapproved for an auto loan before going to the dealership, so that you can negotiate as a cash buyer and get the best deal possible.
So, no matter what your credit situation, if you are looking for a quick, no-hassle car loan at the best rate, just click the button below to get the process started. Our one-page application form only takes a few minutes to complete.
We Can Get You Financed Despite Any Special Circumstances
You need a new car and we are here to help you get it!
Your chances of obtaining vehicle financing are very good. Via our network of dealer and lender partners, we have many options available to get you financed. Difficult circumstances are our specialty and we have seen nearly every situation possible.
We have helped…
Car buyers get their first car
Car buyers with a past repossession
Car buyers with a past bankruptcy
Car buyers who are paid in cash
Car buyers who are self-employed
Car buyers who receive social security benefits
Car buyers who are on disability
Car buyers who are retired
Car buyers with no money to put down
Car buyers with a trade-in vehicle
Apply today and let us start helping you get that new car that you need!
Watch Our Video On Getting A Car Loan In California
AllCreditCarLoans Follows A Simple 1-2-3 Auto Loan Application Process
No need to wait for hours at a dealership or submit reams of paperwork. No need to worry about your gathering together your credit history. With our streamlined application process, everything is as easy as 1-2-3.
- 1 - COMPLETE OUR ONLINE APPLICATION - This process only takes a few minutes. Our simple application is safe and secure, so you don’t have to worry about your information. There is no cost. Applying for your auto loan is totally FREE.
- 2 - RECEIVE YOUR CREDIT APPROVAL - Getting your loan approval is fast and easy. AllCreditCarLoans has an extensive lending network, so the approval process is fast and efficient. You don’t have to wait for days, weeks or months. Many applicants receive loan approval on the same day.
- 3 - CHOOSE YOUR VEHICLE - With our easy as 1-2-3 process, you can buy your vehicle on the same day that your loan is approved. Just visit your nearby auto dealership and negotiate like a cash buyer.
Your Auto Financing Options
Your credit history and where you are buying your car from will determine the kind of auto loan you need.
Whether you are buying a new or used car from a dealer; you need a program designed to help you get a vehicle loan despite credit challenges; or you are looking to refinance your existing loan - we can help.
We provide a variety of car financing options to suit your needs and credit situation:
- California New Car Loans
- California Used Car Loans
- California Auto Refinance Loans
- California Good and Fair Credit Car Loans
- California Bad, Poor and Horrible Credit Auto Loans
Our loan programs are tailored to your exact needs and budget and are designed to meet or exceed the features of national auto finance companies like Capital One Auto Finance, Carmax Used Cars, USAA Auto Loans, Chase Auto Loans, Wells Fargo Auto Loans, Bank of America Car Loans, Navy Federal Car Loans, AAA Auto Loans, Key Bank Auto Loans, PNC Car Loans, Bankrate Auto Loans, US Bank Auto Loans, TD Bank Car Loans and State Farm Auto Loans.
We've provided car loans for first-time buyers, car financing for college students and we are proud to have arranged military and veteran auto financing for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to obtain an auto loan with their ITIN number.
We also specialize in sub-prime auto financing including financing a car after bankruptcy and helping borrowers to obtain a car loan after repossession.
If you are looking for a car title loan or the best place to refinance your car, we have programs that can help you as well.
AllCreditCarLoans works with the best buy here pay here car lots near you, bad credit auto dealers, second chance auto dealers and other car loan lenders to provide the best auto rates.
You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the button below to let us get started helping you today!
Auto Finance Calculator For California
Use the AllCreditCarLoans auto loan calculator to help determine how much you can afford to spend when financing or refinancing a car. You can run multiple scenarios varying the "number of months" and "down payment" values in order to get the monthly payments you are looking for.
We recommend that your total car expenses be no more than 20% of your after-tax pay.
What To Know Before You Apply For Vehicle Financing
Credit scores give lenders an idea of how you manage your finances. These scores are essential in helping you plan your finances well. Likewise, credit scores can be testaments of how well you make decisions, as well as how healthy your spending habits are. Credit scores can help determine whether you pay your bills on time, if you use your credit cards wisely, and how well you manage your loans.
The higher your credit score, the lower the interest rate you will likely be asked to pay.
Therefore, if you have multiple loans that are unpaid; if your credit cards have been maxed out and several of your bills remain unpaid, you earn a low credit score. While it does not define the kind of person that you are, your score can indicate an unhealthy financial habit, which can make you appear "too risky" and turn away lenders.
A lot of lenders do not offer car loans to applicants who have a low credit score because they do not want to encounter problems when collecting payments. Some lenders accept borrowers with low scores, but they often charge higher interest rates for the loans they make. This is because they want to lessen the risks that your low credit score represents.
But we are different. We work with leading lenders and dealers to help you find the best auto loan terms for your credit situation. Fill out our quick and easy one-page application to let us get you preapproved today.
While it is possible to find a lender who will finance a car for up to 84 months, we don't recommend stretching out payments any longer than you need. It’s best to pay off a car loan as quickly as you can since cars depreciate rapidly. The longer the loan term, the more probable that at some point you will end up owing more on the loan than the vehicle is worth. Being underwater or upside-down on a loan is a risky financial situation. The best interest rates are available for shorter loan terms. We recommend keeping your loan term to 3 years for used vehicles and up to 5 years for new autos.
Soft vs. Hard Credit Pull
Your auto lender may do a "soft" credit pull in order to pre-qualify you for a car loan. A "soft" credit pull doesn’t subtract from your credit score the same way a "hard" pull does, but it also doesn’t guarantee you’ll be approved for a loan or that you'll get the exact rate you’ve been quoted. A "hard" credit pull will be required before the loan terms are finalized.
If you are applying with multiple lenders in order to shop the best interest rates, it makes sense to complete all your loan applications within a short time-frame. The credit reporting agencies tend to count multiple hard inquiries made within a short period as only one inquiry.
It's a good idea to know your credit score before you apply for your loan. If you are unsure what your credit score is, you can always use this service to find your credit score.
If your credit score could use improvement, you can work with a credit repair vendor to improve your credit score.
Car Loan Restrictions
Some lenders only work within a specific network of dealerships. This could limit your choice of vehicles to a handful of makes, models and vehicle types.
Some lenders will only work with car dealers so you won't be able to use them to buy a car from a private seller.
The interest rate you’ll receive depends upon your credit history, your income, the length of the loan and the vehicle you choose.
Steps To Get A Car Loan
Shopping for a vehicle has never been easier. Our vast network of lending partners and streamlined process makes getting a loan quick and easy.
1 - Budget For Your Car Purchase
The first step in obtaining financing is to figure out how much you can afford to spend.
If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your autos market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down-payment. The more money you put down, the lower your monthly payment will be. If you need an auto loan with no down payment, don't worry. We can still help you.
Finally, use our car loan calculator to estimate your monthly payment. You can vary the interest rate and loan term to see how that affects the potential monthly payment.
2 - Choose Whether You Want A New Or Used Auto
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealership. In order to get the best deal on new car financing, follow our new car recommendations.
If you are looking to get the most value for your dollar, you will likely be better off financing a used car. For the best results, follow our used car recommendations.
3 - Apply For Your Car Loan
Click the button below and fill out our quick and easy application form to get started right away!
New Auto Loans
New auto loans are the most common type of vehicle financing. Beyond the traditional option of getting approved through a dealer, many consumers have found that they can save money and gain negotiating leverage by arranging their car financing in advance.
Most new vehicle dealerships are able to apply rebates and incentives to reduce the need for money down. If you have negative equity in a vehicle that you're trading in, you may have to provide money down to cover the negative equity so that it's not carried over into your new loan. While buying a new car with bad credit isn't so common, there are many manufacturers that offer lower-priced new autos with attractive financing incentives to make buying easier for people with lower credit scores.
Let us help you get preapproved for that new car loan and you will become a cash buyer. This saves you time at the dealership and gives you the power to negotiate your best deal on any vehicle you choose. Apply for a new auto loan in California and see how much we can save you.
Used Auto Loans
A used car loan is our most commonly requested loan. By letting us help pre-arrange your funding source, you know that you'll have the power to negotiate the best deal. Apply for a used vehicle loan and see what type of rate & term you can get from our participating lenders.
Buying a used auto will typically provide the best value. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private seller, thus saving dealer fees. We can help you with an auto loan to buy from a private seller.
If you choose to purchase a used vehicle, you can click here to view the inventory of used car dealerships in California.
Shopping For The Best Auto Loan Rates In California?
Whether you are looking for the best car loan interest rate for a new or used vehicle, or you want to refinance an auto loan, we can help.
With a lower interest rate, you'll save money and pay off your car loan faster. The single most important thing you can do to save money on an auto loan is to shop for the best auto loan rate before you set foot in a dealership. By knowing what kind of rate you qualify for before you try to buy a vehicle, you accomplish three things:
- You'll know what range of car payments you can qualify for
- You can focus your negotiations with the dealer on the vehicle price rather than on financing terms
- You won't end up getting a higher cost loan than you want
Use our car loan calculator to determine what range of payments you can expect. You can enter your balance, term, and interest rate to calculate what the payment will be. You can compare different scenarios to see how much more you can save by increasing your down payment.
Average Car Payment Interest Rates You Can Expect
|Credit Score Range||Average APR for a New Car||Average APR for a Used Car|
|781 - 850||3.68%||4.34%|
|661 - 780||4.56%||5.97%|
|601 - 660||7.52%||10.34%|
|501 - 600||11.89%||16.14%|
|300 - 500||14.41%||19.98%|
Why Getting Preapproved For A Vehicle Loan Is Important
Having a preapproved loan streamlines the buying process because you become a cash buyer and you can bypass the usual salesman's tactic of negotiating based on monthly payment. The problem with negotiating based on the monthly payment amount is that you can easily lose sight of the total cost and end up paying more.
As you negotiate your best deal, be sure to leave enough money to cover the sales tax and any additional fees. This way your total "out the door" cost does not exceed the maximum amount of your preapproved auto loan.
While you are at the dealership, the finance manager may try to beat the interest rate of your preapproved loan. Before accepting the dealer's loan, make sure that the interest rate is lower, all of the other terms are comparable, and the final total price is less. It's good to be cautious because there is always a risk that the finance manager could juggle the numbers in the dealership's favor and you could end up spending more money than you would with your preapproved car loan.
How Does Getting Preapproved For An Auto Loan Work?
Auto dealers usually offer car financing through their preferred lenders, typically at a higher interest rate than available elsewhere. Getting preapproved directly with one of our lending partners helps you to negotiate the best car loan rate before you even get to the dealership so that you can save money in the long run.
When you start your car buying process at a dealership, the salesmen will focus on the monthly payment, which makes it easier to forget about the actual price of the car. But when you show up with a preapproved auto loan, negotiations can be based on the price of the car instead.
How To Get Pre-Qualified For A Car Loan
When you’re applying with us, the application process is simple and quick. You should have the following information on-hand:
- Driver’s license and Social Security number
- Proof of income
- Employment verification
This information helps our lending partners to get a clear picture of your financial status, making it easier to secure the best auto loan rates for your credit situation.
Coordinates: 37°N 120°W / 37°N 120°W / 37; -120
California is the 3rd largest state in the United States in area, after Alaska and Texas. California is often geographically bisected into two regions, Southern California, comprising the 10 southernmost counties, and Northern California, comprising the 48 northernmost counties. It is bordered by Oregon to the north, Nevada to the east and northeast, Arizona to the southeast, the Pacific Ocean to the west and it shares an international border with the Mexican state of Baja California to the south (with which it makes up part of The Californias region of North America, alongside Baja California Sur).
In the middle of the state lies the California Central Valley, bounded by the Sierra Nevada in the east, the coastal mountain ranges in the west, the Cascade Range to the north and by the Tehachapi Mountains in the south. The Central Valley is California’s productive agricultural heartland.
Divided in two by the Sacramento-San Joaquin River Delta, the northern portion, the Sacramento Valley serves as the watershed of the Sacramento River, while the southern portion, the San Joaquin Valley is the watershed for the San Joaquin River. Both valleys derive their names from the rivers that flow through them. With dredging, the Sacramento and the San Joaquin Rivers have remained deep enough for several inland cities to be seaports.
The Sacramento-San Joaquin River Delta is a critical water supply hub for the state. Water is diverted from the delta and through an extensive network of pumps and canals that traverse nearly the length of the state, to the Central Valley and the State Water Projects and other needs. Water from the Delta provides drinking water for nearly 23 million people, almost two-thirds of the state’s population as well as water for farmers on the west side of the San Joaquin Valley.
Suisun Bay lies at the confluence of the Sacramento and San Joaquin Rivers. The water is drained by the Carquinez Strait, which flows into San Pablo Bay, a northern extension of San Francisco Bay, which then connects to the Pacific Ocean via the Golden Gate strait.
The Channel Islands are located off the Southern coast, while the Farallon Islands lie west of San Francisco.
The Sierra Nevada (Spanish for “snowy range”) includes the highest peak in the contiguous 48 states, Mount Whitney, at 14,505 feet (4,421 m). The range embraces Yosemite Valley, famous for its glacially carved domes, and Sequoia National Park, home to the giant sequoia trees, the largest living organisms on Earth, and the deep freshwater lake, Lake Tahoe, the largest lake in the state by volume.
To the east of the Sierra Nevada are Owens Valley and Mono Lake, an essential migratory bird habitat. In the western part of the state is Clear Lake, the largest freshwater lake by area entirely in California. Although Lake Tahoe is larger, it is divided by the California/Nevada border. The Sierra Nevada falls to Arctic temperatures in winter and has several dozen small glaciers, including Palisade Glacier, the southernmost glacier in the United States.
About 45 percent of the state’s total surface area is covered by forests, and California’s diversity of pine species is unmatched by any other state. California contains more forestland than any other state except Alaska. Many of the trees in the California White Mountains are the oldest in the world; an individual bristlecone pine is over 5,000 years old.
In the south is a large inland salt lake, the Salton Sea. The south-central desert is called the Mojave; to the northeast of the Mojave lies Death Valley, which contains the lowest and hottest place in North America, the Badwater Basin at −279 feet (−85 m). The horizontal distance from the bottom of Death Valley to the top of Mount Whitney is less than 90 miles (140 km). Indeed, almost all of southeastern California is arid, hot desert, with routine extreme high temperatures during the summer. The southeastern border of California with Arizona is entirely formed by the Colorado River, from which the southern part of the state gets about half of its water.
A majority of California’s cities are located in either the San Francisco Bay Area or the Sacramento metropolitan area in Northern California; or the Los Angeles area, the Riverside-San Bernardino-Inland Empire, or the San Diego metropolitan area in Southern California. The Los Angeles Area, the Bay Area, and the San Diego metropolitan area are among several major metropolitan areas along the California coast.
As part of the Ring of Fire, California is subject to tsunamis, floods, droughts, Santa Ana winds, wildfires, landslides on steep terrain, and has several volcanoes. It has many earthquakes due to several faults running through the state, the largest being the San Andreas Fault. About 37,000 earthquakes are recorded each year, but most are too small to be felt.
A topographic map of California
A forest of redwood trees in Redwood National Park
Köppen climate types in California
Aerial view of the California Central Valley
Big Sur coast, south of Monterey at Bixby Bridge
Yosemite National Park
Snow on the Sierra Nevada in eastern California
Death Valley, in the Mojave Desert
Potato Harbor, named for its distinctive ovular and bumpy shape, on Santa Cruz Island
The coastline along Laguna Beach in Southern California
Cylindropuntia bigelovii in the Joshua Tree National Park
Mojave National Preserve
The Sacramento–San Joaquin River Delta viewed from above, with the Sacramento River above and San Joaquin River below
Zip Code Map
California neighborhoods include: Acampo, Acton, Adelaide, Adelanto, Adin, Agoura Hills, Agua Dulce, Aguanga, Ahwahnee, Alameda, Alamo, Albany, Albion, Alderpoint, Alhambra, Aliso Viejo, Alleghany, Alpaugh, Alpine, Alpine Meadows, Alta, Altadena, Altaville, Alturas, Alviso, Amboy, American Canyon, Anaheim, Anderson, Angels Camp, Angelus Oaks, Angwin, Annapolis, Antelope, Antioch, Anza, Applegate, Apple Valley, Aptos, Arbuckle, Arcadia, Arcata, Arden Arcade, Arleta, Armona, Arnold, Aromas, Arroyo Grande, Artesia, Arvin, Atascadero, Atherton, Atwater, Auberry, Auburn, Avalon, Avenal, Avila Beach, Azusa, Badger, Baker, Bakersfield, Baldwin Park, Ballico, Bangor, Banning, Barstow, Bass Lake, Bay Point, Bayside, Beale Afb, Beaumont, Bell, Bella Vista, Bell Canyon, Bellflower, Bell Gardens, Belmont, Belvedere, Benicia, Ben Lomond, Benton, Berenda, Berkeley, Bermuda Dunes, Berry Creek, Bethel Island, Beverly Hills, Big Bar, Big Bear City, Big Bear Lake, Biggs, Big Oak Valley, Big Pine, Big Sur, Birds Landing, Birds Lndg, Bishop, Blocksburg, Bloomington, Blue Jay, Blue Lake, Blythe, Bodega, Bodega Bay, Bodfish, Bolinas, Bonita, Bonsall, Boonville, Boron, Borrego Springs, Boulder Creek, Boulevard, Bradbury, Bradley, Branscomb, Brawley, Brea, Brentwood, Bridgeport, Bridgeville, Briones, Brisbane, Broadmoor Vlg, Brooks, Browns Valley, Brownsville, Buellton, Buena Park, Burbank, Burlingame, Burney, Burnt Ranch, Butte City, Buttonwillow, Byron, Cabazon, Calabasas, Calabasas Hills, Calexico, Caliente, California City, Calimesa, Calipatria, Calistoga, Callahan, Calpine, Camarillo, Cambria, Cameron Park, Camino, Campbell, Camp Nelson, Campo, Campo Seco, Camp Pendleton, Camptonville, Canby, Canoga Park, Cantil, Cantua Creek, Canyon Country, Canyon Lake, Capay, Capistrano Beach, Capitola, Cardiff By The Sea, Carlotta, Carlsbad, Carmel, Carmel Valley, Carmichael, Carnelian Bay, Carpinteria, Carson, Caruthers, Casmalia, Caspar, Cassel, Castaic, Castro Valley, Castroville, Cathedral City, Catheys Valley, Cayucos, Cazadero, Cedar Glen, Cedarpines Park, Cedarville, Ceres, Cerritos, Challenge, Chatsworth, Cherry Valley, Chico, Chinese Camp, Chino, Chino Hills, Chowchilla, Chualar, Chula Vista, Citrus Heights, City Of Industry, Claremont, Clarksburg, Clayton, Clearlake, Clearlake Oaks, Cloverdale, Clovis, Coachella, Coalinga, Coarsegold, Cold Springs, Coleville, Colfax, College City, Colma, Colton, Columbia, Colusa, Commerce, Comptche, Compton, Concord, Cool, Copperopolis, Corcoran, Corning, Corona, Corona Del Mar, Coronado, Corte Madera, Costa Mesa, Cotati, Cottonwood, Coulterville, Courtland, Covelo, Covina, Coyote, Crescent City, Crestline, Creston, Crockett, Crows Landing, Cudahy, Culver City, Cupertino, Cutler, Cuyama, Cypress, Daggett, Daly City, Dana Point, Danville, Davenport, Davis, Davis Creek, Death Valley, Deer Park, Delano, Delhi, Del Mar, Del Rey, Denair, Descanso, Desert Center, Desert Hot Springs, Diablo, Diamond Bar, Diamond Springs, Dillon Beach, Dinuba, Discovery Bay, Dixon, Dobbins, Dodgertown, Dorris, Dos Palos, Dos Rios, Douglas City, Downey, Downieville, Doyle, Drytown, Duarte, Dublin, Ducor, Dulzura, Dunlap, Dunnigan, Dunsmuir, Durham, Dutch Flat, Earlimart, Earp, East Palo Alto, East Rancho Dominguez, Echo Lake, Edwards, El Cajon, El Centro, El Cerrito, El Dorado, El Dorado Hills, El Granada, Elk, Elk Creek, Elk Grove, El Macero, El Monte, El Nido, El Portal, El Segundo, El Sobrante, Elverta, Emerald Hills, Emeryville, Emigrant Gap, Encinitas, Encino, Escalon, Escondido, Esparto, Essex, Etna, Eureka, Exeter, Fairfax, Fairfield, Fair Oaks, Fallbrook, Fall River Mills, Farmersville, Farmington, Felicity, Fellows, Felton, Ferndale, Fiddletown, Fillmore, Firebaugh, Fish Camp, Floriston, Folsom, Fontana, Foothill Ranch, Forbestown, Forest Falls, Foresthill, Forest Knolls, Forest Ranch, Forestville, Forks Of Salmon, Fort Bidwell, Fort Bragg, Fort Irwin, Fort Jones, Fortuna, Foster City, Fountain Valley, Fowler, Frazier Park, Freedom, Fremont, French Camp, French Gulch, Fresno, Friant, Fullerton, Fulton, Galt, Garberville, Gardena, Garden Grove, Garden Valley, Gasquet, Gazelle, Georgetown, Gerber, Geyserville, Gilroy, Glencoe, Glendale, Glendora, Glen Ellen, Glenhaven, Glenn, Glennville, Gold River, Gold Run, Goleta, Gonzales, Goodyears Bar, Goshen, Granada Hills, Grand Terrace, Granite Bay, Grass Valley, Graton, Greenbrae, Greenfield, Greenwood, Grenada, Gridley, Grizzly Flats, Groveland, Grover Beach, Guadalupe, Gualala, Guerneville, Guinda, Gustine, Hacienda Heights, Half Moon Bay, Hamilton City, Hammil Valley, Hanford, Happy Camp, Harbor City, Harmony, Hat Creek, Hawaiian Gardens, Hawthorne, Hayfork, Hayward, Healdsburg, Heber, Helendale, Helm, Hemet, Herald, Hercules, Heritage Ranch, Herlong, Hermosa Beach, Hesperia, Hickman, Hidden Hills, Hidden Valley Lake, Highland, Hillsborough, Hilmar, Hinkley, Hollister, Holtville, Homeland, Homewood, Hoopa, Hopland, Hornbrook, Hornitos, Horse Creek, Hughson, Hume, Huntington Beach, Huntington Park, Huron, Hyampom, Hydesville, Idyllwild, Igo, Imperial, Imperial Beach, Independence, Indian Wells, Indio, Inglewood, Inverness, Inyokern, Ione, Iowa Hill, Irvine, Irwindale, Isleton, Ivanhoe, Jackson, Jacumba, Jamestown, Jamul, Janesville, Jenner, Johannesburg, Johnson Valley, Joshua Tree, Julian, Junction City, June Lake, Keene, Kelseyville, Kensington, Kentfield, Kenwood, Kerman, Kernville, Kettleman City, King City, Kings Beach, Kingsburg, Kings Canyon National Pk, Kirkwood, Klamath, Klamath River, Kneeland, Knightsen, Knights Landing, Korbel, Kyburz, La Canada Flintridge, La Crescenta, Ladera Ranch, Lafayette, La Grange, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lagunitas, La Habra, La Habra Heights, La Honda, La Jolla, Lake Arrowhead, Lake Balboa, Lake City, Lake Elsinore, Lake Forest, Lakehead, Lake Hughes, Lake Isabella, Lakeport, Lake Sherwood, Lakeside, Lakewood, La Mesa, La Mirada, Lamont, Lancaster, Landers, La Palma, La Puente, La Quinta, Larkspur, Lathrop, Laton, La Verne, Lawndale, Laytonville, Lebec, Lee Vining, Leggett, Le Grand, Lemon Cove, Lemon Grove, Lemoore, Leona Valley, Lewiston, Likely, Lincoln, Linden, Lindsay, Litchfield, Littleriver, Little River, Littlerock, Live Oak, Livermore, Livingston, Llano, Lockeford, Lockwood, Lodi, Loleta, Loma Linda, Loma Mar, Lomita, Lompoc, Lone Pine, Long Barn, Long Beach, Lookout, Loomis, Los Alamitos, Los Altos, Los Altos Hills, Los Angeles, Los Banos, Los Gatos, Los Molinos, Los Olivos, Los Osos, Lost Hills, Lotus, Lower Lake, Loyalton, Lucerne, Lucerne Valley, Ludlow, Lynwood, Lytle Creek, Macdoel, Madeline, Madera, Madison, Mad River, Magalia, Malibu, Mammoth Lakes, Manchester, Manhattan Beach, Manteca, Manton, March Air Reserve Base, Maricopa, Marina, Marina Del Rey, Mariposa, Markleeville, Marshall, Martinez, Marysville, Mather, Maxwell, Maywood, McArthur, McClellan, McCloud, Mc Farland, McKinleyville, Mc Kittrick, Meadow Vista, Mecca, Mendocino, Mendota, Menifee, Menlo Park, Mentone, Merced, Meridian, Middletown, Midpines, Midway City, Milford, Millbrae, Mill Creek, Mill Valley, Millville, Milpitas, Mineral, Mira Loma, Miramonte, Mission Hills, Mission Viejo, Mi Wuk Village, Modesto, Mojave, Mokelumne Hill, Monrovia, Montague, Montara, Montclair, Montebello, Monterey, Monterey Park, Monte Rio, Monte Sereno, Montgomery Creek, Montrose, Moorpark, Moraga, Moreno Valley, Morgan Hill, Morongo Valley, Morro Bay, Moss Beach, Moss Landing, Mountain Center, Mountain Ranch, Mountain View, Mount Hamilton, Mount Shasta, Mt Baldy, Mt Madonna, Muir Beach, Murphys, Murrieta, Myers Flat, Napa, National City, Needles, Nevada City, Newark, Newberry Springs, Newbury Park, Newcastle, New Cuyama, Newhall, Newman, Newport Beach, Newport Coast, Nicasio, Nice, Nicolaus, Niland, Nipomo, Nipton, Norco, Norden, North Edwards, North Fork, North Highlands, North Hills, North Hollywood, Northridge, North San Juan, Norwalk, Novato, Nuevo, Oakdale, Oak Hills, Oakhurst, Oakland, Oakley, Oak Park, Oak Run, Oak View, Oakville, Occidental, Oceano, Oceanside, Ocotillo, Ojai, Old Station, Olivehurst, Olympic Valley, O Neals, Ono, Ontario, Onyx, Orange, Orange Cove, Orangevale, Orcutt, Oregon House, Orick, Orinda, Orland, Orleans, Oro Grande, Orosi, Oroville, Oxnard, Pacheco, Pacifica, Pacific Grove, Pacific Palisades, Pacoima, Paicines, Pala, Palermo, Palmdale, Palm Desert, Palm Springs, Palo Alto, Palo Cedro, Palomar Park, Palos Verdes Estates, Palos Verdes Peninsula, Palo Verde, Panorama City, Paradise, Paramount, Parker Dam, Parlier, Pasadena, Paso Robles, Patterson, Pauma Valley, Paynes Creek, Pearblossom, Pebble Beach, Penngrove, Penn Valley, Penryn, Perris, Pescadero, Petaluma, Petrolia, Phelan, Philo, Pico Rivera, Piedmont, Piercy, Pilot Hill, Pinecrest, Pine Grove, Pine Mountain Club, Pine Valley, Pinole, Pinon Hills, Pioneer, Pismo Beach, Pittsburg, Pixley, Placentia, Placerville, Platina, Playa Del Rey, Playa Vista, Pleasant Grove, Pleasant Hill, Pleasanton, Plumas Lake, Plymouth, Point Arena, Point Mugu Nawc, Point Reyes Station, Point Richmond, Pollock Pines, Pomona, Pope Valley, Poplar, Port Costa, Porter Ranch, Porterville, Port Hueneme, Port Hueneme Cbc Base, Portola Valley, Posey, Potrero, Potter Valley, Poway, Prather, Princeton, Rackerby, Raisin City, Ramona, Ranchita, Rancho Cordova, Rancho Cucamonga, Rancho Dominguez, Rancho Mirage, Rancho Murieta, Rancho Palos Verdes, Rancho Santa Fe, Rancho Santa Margarita, Randsburg, Ravendale, Raymond, Red Bluff, Redcrest, Redding, Redlands, Redondo Beach, Redway, Redwood City, Redwood Valley, Reedley, Rescue, Reseda, Rialto, Richgrove, Richmond, Ridgecrest, Rio Dell, Rio Linda, Rio Nido, Rio Oso, Rio Vista, Ripley, Ripon, Riverbank, Riverdale, Riverside, Rocklin, Rodeo, Rohnert Park, Rolling Hills, Rolling Hills Estates, Rosamond, Rosemead, Roseville, Rosewood, Rough And Ready, Rowland Heights, Royal Oaks, Rumsey, Running Springs, Sacramento, Saint Helena, 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